In Den Haag, Netherlands, insurance fraud is a serious offense that can have long-lasting consequences. If you've been accused of insurance fraud, you may be wondering how long the fraud registration will stay on your record. Understanding the duration of fraud registration is crucial for residents of Den Haag who are dealing with the aftermath of an insurance fraud allegation.
How Long Does a Fraud Registration Remain on Record?A registration in the External Reference Register (EVR) or other fraud registers has a maximum retention period. However, the impact can persist for years. It is essential to understand your rights.
Statutory Retention Periods
The retention periods are as follows:
External Reference Register (EVR):- Maximum of 8 years
- Term starts on the date of registration
- Can be shorter depending on the severity
- Maximum of 8 years
- Internal registration of individual insurer
- Depends on the type of registration
- Cancellation: maximum of 5 years
- Fraud report: maximum of 8 years
Factors Influencing the Retention Period
The actual retention period depends on:
- The severity of the fraud
- The amount of damage
- Whether there was a repeat offense
- Any criminal conviction
- Your behavior after discovery
Early Removal
In certain cases, earlier removal is possible:
- If the registration is incorrect or incomplete
- If the grounds for registration no longer exist
- In cases of disproportionate hardship
- After a successful objection or lawsuit
After the Retention Period Has Expired
Once the retention period has expired:
- The registration is automatically removed
- Insurers are no longer allowed to use the data
- You can verify that removal has taken place
- You start with a clean slate