Exemptions in asset calculation for social assistance: what does not count?
In the eligibility test for social assistance, certain assets are exempted from the asset threshold. Discover which exemptions apply and how this affects your entitlement to benefits.
Overview of exemptions
The Participation Act provides for various exemptions to protect vulnerable groups. For example, the value of your own home does not count, as long as you live there yourself and do not sublet it. Household effects and clothing are also exempted, as well as necessary vehicles for work or medical reasons.
Specific exemptions
- Home and accessories: Including any mortgage debt is ignored.
- Inheritance and gifts: Exempted within six months after death or gift, provided not obtained intentionally.
- Medical costs: Aids such as prostheses or adapted furniture.
- Student financing: Outstanding loans and gifts for education.
Note: Exemptions apply only if you can demonstrate that the assets are necessary. The municipality may require a valuation. If the threshold is exceeded after exemptions, you must draw down your assets within two years.