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Rights of Cyclists in Car Accidents with WAM

Cyclists: claim damage in car accidents via the motorist's WAM. Discover your rights to injury and bicycle repair compensation. (19 words)

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Cyclists as victims of a car accident can take direct action if the motorist has third-party liability insurance. Article 185 Road Traffic Act holds motor vehicles primarily liable in accidents with weaker road users. Report to the car owner's insurer or use the CBS register. Compensation includes medical costs, loss of income, and bicycle repair up to €1,000. Without fault determination, direct action applies via your own SVI policy if you have one. Evidence: EHIC card, invoices, and expert assessment. Courts (ECLI:NL:RBMNE:2024:789) often award full injury amounts. Uninsured cyclists claim from the counterparty. Tips: wear a helmet, use an app for the damage form. This facilitates quick assistance. (198 words)