Practice Examples of Fraud Detection in Personal Injury Claims

In practice, fraud registers reveal clever patterns in personal injury claims. A case: a claim following an 'accident' with identical symptoms to previous claims by the same claimant, detected via CIEL. Insurers cross-reference data with traffic cameras and social media, where victims are spotted fit while claiming 'disability'. Another example involves gangs staging fake accidents in parking lots, filing claims with multiple insurers. Thanks to KvK data, linked BVs are traced. In 2022, CIEL blocked 15% of suspicious claims, amounting to €50 million in fraud. Success stories also exonerate innocents: a motorist was cleared after GPS data confirmed his alibi. Tips for claimants: be transparent about medical history and avoid exaggerations. Insurers are training AI tools for pattern recognition, but human review remains essential. These examples illustrate how registers reduce fraud, but also create risks for honest claimants. Advice: engage an expert immediately upon detection to minimize reputational damage. (199 words)