Deferring Pension for Tax Benefits

Deferring your pension offers attractive tax advantages for those who continue working longer. By postponing your retirement age, you benefit from higher accrual, additional allowances, and more favorable tax rates. In 2024, you can defer your pension for up to 5 years, increasing your monthly benefit by 5-8% per year. Key advantages include: no revision interest, retention of the labor tax credit, and full AOW (state pension) accrual. Calculate here how deferral maximizes your net income. For flexible retirement: combine with partial retirement. Note: deferral does not apply to everyone; check your pension scheme. Tax optimization through deferral can yield tens of thousands of euros over your lifetime. Discover the calculation tools and conditions.