Consequences of Registration in the Personal Injury Fraud Register

Registration in the personal injury fraud register has serious consequences for those involved. Insurers can reject claims outright, terminate ongoing benefits, and refuse future policies. Registration typically lasts five years but may be longer in cases of repeated violations. Victims not only lose financial compensation but also access to care arrangements. Criminal prosecution is possible under the Economic Offences Act, with fines up to €90,000 or imprisonment. Dismissal from employment by employers is a real risk if fraud at work is discovered. To contest registration, you must file an objection with the CFEL within four weeks, providing evidence of innocence. A successful objection leads to removal, but the procedure is complex and requires legal assistance. Insurers also share information with external parties such as the FIOD. The register promotes transparency but raises privacy issues under the GDPR. Victims experience stigmatisation, which causes psychological harm. Experts recommend always providing honest information to avoid risks. (198 words)