Fraud Prevention in Whiplash Claims

Whiplash claims represent a fraud hotspot due to subjective symptoms such as neck pain without visible injury. Insurers use fraud registers to trace repeated claims, often linked to 'whiplash gangs'. Research shows that 20% of whiplash files are suspicious, with claims up to €100,000. CIEL integrates medical scans and neurology reports; absence of objective damage leads to inclusion. Your rights: mandatory medical expertise by independent physicians. Proof of fraud, such as employment records during 'recovery', becomes crucial. The Whiplash Scheme Act (2020) introduced strict assessment criteria, with thresholds for non-pecuniary damage. Victims without a fraud history receive faster payouts via fixed rates. Tips: document everything with diaries and avoid social media mistakes. Courts, such as the Council of State, confirm that registers must be discrimination-free. Fraud prevention reduces premiums for honest policyholders. In case of suspicion: seek assistance from personal injury agencies specialised in whiplash. This way, you maximise your claim chances in this fraud-sensitive domain. (201 words)