Calculation of Partner Assets in Social Assistance Benefits

In social assistance benefits, your partner's assets are taken into account. According to the Work and Assistance Act (WWB) Article 41, the household assets form the basis: savings, shares, and assets of both partners are combined. In 2024, the threshold for a married couple is €107,595 (single €53,797). Even if your partner is employed, the municipality assesses the total assets. Exception: if the partner runs a self-employed business, a higher threshold sometimes applies. Loans between partners are counted double as a gift. Municipalities apply 'fictitious attribution': half per person. In case of divorce or relationship breakdown, this must be reported separately. Keep bank statements and valuations. Exceedance? The benefit is reduced by the excess. Practical example: partner's second home is included, unless rented at a loss. Participants in the tax credit scheme receive an assets letter. Consult the SVB for AOW assets. Correct reporting prevents recovery assessments or fines up to €5,280. Structure joint assets smartly within the limits.