Repayment Plans for Housing Benefit Debts

A repayable housing benefit amount can be overwhelming. Fortunately, the Tax and Customs Administration offers tailored repayment plans. Apply for a personal payment arrangement via Mijn Toeslagen if your debt is under €20,000. Opt for monthly instalments, for example, 1-2% of the amount, depending on your income and fixed expenses. The arrangement lasts a maximum of 36 months but can be extended in exceptional circumstances such as illness. Important: always pay on time to avoid collection costs. If your debt is higher, consider debt assistance through the municipality. Examples: with a debt of €5,000, you can repay €150 per month. Check your repayment capacity using the calculation tool on the website. Rights: you may adjust the arrangement free of charge in case of income reduction. Obligations: report changes immediately. With a good arrangement, you maintain financial stability and prevent enforced collection through wage or benefit garnishment.